Start on IRS.gov
Open the individual online account page below and choose the sign-in or create-account option.
Set up or reuse ID.me
Sign in with your existing ID.me account, or create one with your email and a unique password. Set up multifactor authentication.
Verify your identity
Follow the ID.me prompts using your identity information and photo ID. Use the official verification help if you get stuck.
Return to your IRS account
Complete the prompts to reach your individual account. Keep your login and authentication codes private.
ML can explain the process, but you should create and control your own account. Never share your password or one-time sign-in codes.
Guidance checked October 19, 2026. Follow the current IRS instructions for your tax year.